People’s Securities Inc.

We help individuals and their families navigate a range of planning, investment and insurance challenges.

Practical advice. Practical solutions.

Investment and insurance options from People's Securities include a wide range of solutions. Professionally managed portfolios, self-directed investing, fixed and variable annuities, life insurance and disability insurance are all tailored to address every client’s unique needs. We'll review and structure your investments in order to help you achieve your financial objectives.

Invest with a Financial Advisor

Our experienced Financial Advisors will work closely with you to fully understand your unique investment needs.

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Invest or trade on your own

We offer online investing and tools like competitive margin rates for you to make your own investment decisions – independently or with the help of a broker.

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Invest with Reason:
WealthBuilder

People’s United Advisors, our affiliated investment advisor, delivers science-based investment strategies built from a rules-based, systematic investment approach.

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People’s Securities, Inc.

At People’s Securities, every relationship starts with a conversation; one that focuses on the things you care about most – your family, your goals and your priorities. From there, your financial advisor will help to create a strategy and team that reflects your unique objectives. Our comprehensive platform of planning, investment and insurance solutions allows us to design solutions customized to accommodate your current and future life priorities. Whether you are investing on your own or with the help of a professional, we have practical options for you.

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Build for your future with WealthBuilder from People’s United Advisors

An online investment and portfolio management solution designed to deliver simple and scientific investment solutions.

It's SimpleYou answer five simple questions about what you’re investing for, your risk tolerance and your time horizon and we’ll recommend smart investment options tailored to your unique goals.
It's ScientificOur solutions are built from a rules-based, systematic approach to investing. This allows for us to automatically rebalance your portfolio, when appropriate. Also, we reinvest dividends which can help maximize your earning potential.

Annual fee 0.50%. Investment minimum $5,000.

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Form

Description

New Brokerage Account Application — Personal

Use this package to apply for a Personal Brokerage without Margin or Option Trading. Please read the disclosures and customer agreement that are included with the application.

New Brokerage Account Application — Entity

Use this package to apply for an Entity Brokerage Account. Please read the Disclosures and Customer Agreement that are included with the application.

New Option and Margin Account Application

Use this package to apply for a Brokerage Account with Margin or Margin & Option Trading. Please read the Disclosures and Customer Agreement that are included with the application.

Supplemental Application for Margin and Option Privileges

Use this package to add Margin Trading or Margin and Option trading to your existing brokerage account.

Form

Description

Account Transfer Form

Used to transfer securities from another firm to People's Securities.

Account Update Form

Use this form to update information on your account.

Add a Joint Account Holder Form

Used to add an owner to an existing account.

Address Change Request

Use this form to change your address.

ADV Disclosure - Managed Advisory Portfolio Programs

This document contains detailed information about the firm's managed advisory portfolio programs.

Commission and Fee Schedule

A list of all applicable service and transaction charges.

Considerations for Rollovers

Read this form to better understand your rollover options from an employer sponsored plan to an individual retirement account.

Customer Agreement

Details the conditions and rules under which your account is governed.

IRA Transfers

Read this form to better understand your options when transferring an IRA from another institution to a People's Securities IRA.

Margin Agreement

Details the conditions and rules under which your margin account is governed in addition to the conditions and rules outlined in the Customer Agreement.

Margin Disclosure

Provides disclosures regarding your margin account.

MMDA Sweep Terms and Conditions Disclosure

Required to open a brokerage account for a Limited Liability Company.

Third-Party Authorization

Use this form to assign trading authority to another person for buys and sells. This authorization is limited to purchases and sales of securities and options.

Transfer on Death Beneficiary Form

Used to name beneficiaries on non-retirement accounts.

Transfer on Death Beneficiary Disposition Description

This forms package is used by beneficiaries to claim their share of designated TOD account (non-retirement accounts).

Understanding Available Cash Balance Investment Options at People's Securities

This disclosure form provides details regarding understanding the available cash balance investment options at People's Securities.

W-8BEN

Complete this form to certify the foreign status of the beneficial owner for U.S. tax withholding.

Disclosures and Fees

Below are important disclosures and information on our schedule of commissions and fees.

Investor Protection

People’s Securities, Inc., is a member of the Securities Investor Protection Corporation (SIPC) and the securities of its customers are protected up to $500,000 with a limit of $250,000 for cash holdings. In addition, People’s Securities carries “Excess” SIPC coverage. “Excess SIPC” protection is offered through a group of London Underwriters, with Lloyds of London Syndicates as the Lead Underwriter. This additional insurance protects client accounts up to their net equity for loss of securities held at People’s Securities Inc., up to an overall firm aggregate of $25,000,000 over all customer accounts, subject to a maximum limit of $3,000,000 per customer in respect of securities. This additional insurance policy becomes available to customers in the event that SIPC limits are exhausted. The $500,000 SIPC limit and “Excess SIPC” protection does not guarantee the quality of the investments or provide protection against losses from fluctuating market value. Click here for a brochure with more information on SIPC.

Stop Orders in Volatile Markets

Stop prices are not guaranteed execution prices
Stop orders may be triggered by a short-lived, dramatic price change
Sell orders may exacerbate price declines during times of extreme volatility
Placing a “limit price” on a stop order may help manage some of these risks

Other Disclosures and Information

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Disclosure

Investment and insurance products are offered through People’s Securities, Inc., a Broker/Dealer, member of FINRA and SIPC, an insurance agency and a registered investment advisor. People’s Securities, Inc. is a subsidiary of People’s United Bank, N.A. Investment products may involve risk, including possible loss of principal. Investment and Insurance Products are:

• Not Insured by FDIC or any Federal Government Agency
• Not a Deposit of or Guaranteed by a Bank or any Bank Affiliate
• May Lose Value

Business Continuity Plan - Commission & Fee Schedule - Financial Statement - Cost Sharing Arrangements - Order Routing Disclosure - Day Trading Disclosure - BrokerCheck

Disclosure

Investment products are offered through People’s United Advisors, Inc., a registered investment advisor. People’s United Advisors, Inc. is a wholly-owned subsidiary of People’s United Bank, N.A.

Investment Products are:

• Not Insured by FDIC or any Federal Government Agency
• Not a Deposit of or Guaranteed by a Bank or any Bank Affiliate
• May Lose Value

ADV Part 2A-2B - Privacy Policy - Legal Disclosure - Wrap Fee Disclosure