Retirement | Wealth Management Insights

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Give Them a Head Start: Roth IRAs for Your Kids

Roth IRAs can be a great vehicle for starting your kids off on the right path—indeed, not only for retiring but more broadly for succeeding financially...

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Transitioning Your Finances to Retirement

You’ve been working, saving, and investing for retirement over the course of your adult life. But when it finally arrives, what exactly should you do with your finances?

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Social Security: Take Benefits Early (Before It Goes Broke?)

Does the strain of aging boomers on Social Security mean you should take your benefits early?

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UnPacking “UnRetirement”

The ubiquitous Baby Boomers are responsible for yet another trend: workers returning to work—although not necessarily to their old positions—after...

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Category Killers

While it seems everyone’s an expert on stereotyping the social, demographic, and behavior profiles by age groups, there are also individual personalities...

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Life-Cycle Investing: Targeting a Comfortable Retirement

Tailoring an investment strategy to phases of your life is not a new idea. But we were struck by the details of one approach developed by a leading investment management company...

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The CARES Act and Retirement Planning

The super-sized Coronavirus Aid, Relief, and Economic Security (CARES) Act, written into law in late March of this year, provides $2 trillion of economic stimulus to individuals, families...

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The SECURE Act: How Will It Affect You?

Many of the SECURE Act provisions became effective January 1, 2020. It represented the most significant legislation affecting retirement plans to be enacted in over a decade...

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Health Insurance in Retirement: A Path Through the Labyrinth

Insurance is one of those ‘it’s for other people, not us’ types of services. You appreciate the value, but you don’t think you need it, not today anyway...

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Is an Annuity Right for You?

If you’ve spent any time thinking about your retirement income, you may have wondered about annuities. Who are they for? Why do people get them?

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Saving for Retirement: How Much Can You Contribute in 2021?

With the new year comes information from the IRS on how much you can add to your tax-advantaged retirement plans and related issues.

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Should You Save First in a 401(k) or an IRA?

As you consider your saving goals for the year ahead, you may be wondering if there is a benefit to saving in one retirement-account type over another, particularly...

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You’ve Left Your Job Behind…And Your 401(k) Too?

Congratulations! You’ve reached your retirement goal—or you’re starting a new job better suited to your talents. Now, what should you do with your old 401(k)...

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A Retirement “Heat Map”: What’s Trending

Times are changing for retirees. Those approaching that milestone today, or already past it, are likely to see a new set of opportunities and challenges...

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Can You Beat Longevity Risk? [YES]

Retirement is a watershed experience for almost everyone, both financially and emotionally. It may be a welcome change—but for many, it’s accompanied...

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Retirement Planning in 2020

Those who are nearing, or who have been in retirement, face the prospect of meeting their income needs from a portfolio rocked by one of the sharpest market declines in living memory...

People's United Bank, N.A. merged into M&T Bank. It is now People's United, a Division of M&T Bank. Although account documentation or other materials may continue to reflect the People's United Bank, N.A. name or logo, new wealth management accounts opened on or after that date will be opened with M&T Bank or it's People's United Advisors Inc. or Wilmington Trust, N.A. affiliates. For more information please go to www.wilmingtontrust.com, reach out to your relationship manager or refer to your account agreement(s).

Investment products are offered through People’s United Advisors, Inc., a registered investment advisor. People’s United Advisors, Inc. is a wholly-owned subsidiary of M&T Bank. Investment products may involve risk, including possible loss of principal.

Investment Products:

• Are Not Insured by FDIC or any Federal Government Agency
• Are Not a Deposit of or Guaranteed by a Bank or any Bank Affiliate
• May Go Down in Value

Form CRS - ADV Part 2A - Privacy Policy - Legal Disclosure

On April 2, 2022, People’s United Bank, N.A. merged into M&T Bank. It is now part of M&T Bank and its former branches and most services will operate as the People’s United division of M&T Bank until we complete the integration of our systems later in 2022. M&T Bank is a Member FDIC, Equal Housing Lender and Equal Opportunity Lender.

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