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Estimate of what you can afford – factors include monthly income, expenses, fees and mortgage rates.
Calculate an estimated loan amount and the associated mortgage payments so you can evaluate a range of borrowing amounts.
Determine the effect of your down payment on a home with respect to the loan terms, and whether you’ll pay private mortgage insurance (PMI).
Compare the monthly mortgage payment for fixed- and adjustable-rate mortgage (ARM) loans, given the terms of the loans.
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