Understand how closing costs for refinancing your loan would compare against resetting monthly payments and total interest over the term of your loan.
Determine if refinancing is right for you by understanding the costs of refinancing your mortgage, based on your current interest rate, a new interest rate and closing costs.
Compare the monthly mortgage payment for fixed- and adjustable-rate mortgage (ARM) loans, given the terms of the loans.
Calculate an estimated loan amount and the associated mortgage payments so you can evaluate a range of borrowing amounts.
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