Buying
Your First Home

Know-how turns someday into moving day. Here is some helpful information you need to make informed decisions during the home buying process.

Articles

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Is Homeownership Right For You?

Before purchasing a home, it is important to know the benefits of renting vs. buying a home.

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Deciding What You Can Afford

Knowing how much of a mortgage you’re approved for gives you more buying power.

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Choosing the Right Home

When looking for a new home, it is important to know the benefits and drawbacks.

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Selecting a Real Estate Agent

Real estate agents have the knowledge and experience to guide you through the steps of shopping and purchasing a home.

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Types of Mortgages

You've found the right home, now find the right mortgage. There are many different mortgage options available to meet your budget and repayment timeframe.

Making an Offer

After you have found the right home and decided you are ready to purchase it, you will need to enter into a written contract, which begins with the written offer.

Glossary of Mortgage Terms

Here is a quick guide to common mortgage and home buying terms.

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Frequently Asked Mortgage Questions

Here are some common mortgage related questions and answers.

Am I better off renting?

Determine if buying a home is better than renting, based on fees, taxes and monthly payments, and given insurance and tax fluctuations.

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What home can I afford?

Estimate the home price you can afford by also factoring in your monthly income, expenses and specified mortgage rate.

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How much can I borrow?

Calculate an estimated loan amount range and mortgage payments for conservative and aggressive underwriting scenarios.

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Buying a home is a journey

Download the roadmap and get started. We’ll help you with the essentials – how much you’ll need for a downpayment, the type of mortgages available, and how to bring it all together in an efficient, cost-effective process. And don’t forget – when you’re ready, our mortgage experts are here to help.

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