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People's United Bank, N.A, is now part of M&T Bank. Today, keep banking the way you always do. Learn more
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Your first time logging in? Enter the new company ID that you will have received in a separate mailing followed by your existing United Bank User ID. Then select “Login” and enter your temporary password: PuBK (case-sensitive) and the last four digits of the Business Tax Identification Number belonging to the business entity that created the online profile. You’ll be prompted to choose a new password for future use.
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Is your contact information up to date? Log into Online Banking to review and update your email, phone and mailing address.

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Your first time logging in? Enter the new company ID that you will have received in a separate mailing followed by your existing United Bank User ID. Then select “Login” and enter your temporary password: PuBK (case-sensitive) and the last four digits of the Business Tax Identification Number belonging to the business entity that created the online profile. You’ll be prompted to choose a new password for future use.
Invalid Company ID
Invalid User ID
Can't Log In? Enroll in eTreasury+
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How can we help ?

What is a Credit Report?

A credit report is your credit “report card,” used by lending institutions to decide what kind of credit you’re eligible for, and at what rate.

Young woman in gold polka dot blouse sits with friend in a public space smiling while sharing mobile phone screen



A credit report provides a guide to lenders in predicting risk, in particular if you will pay back your creditor in full. Like your report card in school, your credit report is something you can manage and control.

Some inputs into your credit report are your credit card and retail account history (such as department store credit cards), installment loans (loans where you make regular monthly payments, like car loans) and mortgage loans. Other inputs include public record and collection items, such as delinquency payments on utility bills that are sent to collection agencies, bankruptcies, foreclosures, lawsuits, wage attachments, liens and judgements.

Lending institutions such as banks and credit card companies will extend credit to almost anyone, dependent on approval. It’s a tool that you’ll want the option of being able to use, because your credit history is central to having access to affordable credit.

Related Links

Why Do I Need Credit?

How Do I Get a Credit Report?

Is My Credit Report Accurate?

What Affects My Credit Score?

How Do I Improve My Credit Score?

On April 2, 2022, People's United Bank, N.A. merged into M&T Bank. It is now part of M&T Bank and its former branches and most services will operate as the People's United division of M&T Bank until we complete the integration of our systems later in 2022. M&T Bank is a Member FDIC, Equal Housing Lender and Equal Opportunity Lender.

By using People's United Online Banking, you agree to the People's United Electronic Services Agreement.

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