In the unfortunate event of a total loss, this provision pays the full cost of replacing your home even if the amount exceeds your policy limits. In other words, rebuilding your home would be covered without depreciation or reconstruction cost caps.
Coverage may vary by state and may not be available from every carrier.
You may want to consider coverage for water damage, even if you don’t live near the water. Homeowners policies do not cover flood losses, which can happen from hurricanes, melting snow and heavy rains.
Protect what matters most
Connect with a local expert who knows how to make sure your financial safety net is what it needs to be. Complete this form and an insurance expert will contact you, or simply call.