Protect the place you call home.

Service you’d expect from a neighbor.
Protection you’d expect from an expert.

We know this market. We know how much full repair and replacement costs can be. Because of that, we know exactly what you need to protect what you’ve worked so hard to earn. No more. No less.

Guaranteed replacement cost
Identity theft and cyber risk
Waiver of deductible following a large loss
Water back-up of sewer and drain
Valuables and collectibles
Dwelling cash out option (a check instead of rebuilding)
Utility service line interruption
Medical payments to others for resulting injury
Equipment breakdown (e.g. electrical, HVAC, water heaters, security systems, and more)

More than just a policy

We’ll guide you through the options and simplify the process of choosing coverage to protect everything in your home, inside and out.

Builder on a ladder with tools strapped to his belt works on construction of a new house

Guaranteed Replacement Cost

In the unfortunate event of a total loss, this provision pays the full cost of replacing your home even if the amount exceeds your policy limits. In other words, rebuilding your home would be covered without depreciation or reconstruction cost caps.

Coverage may vary by state and may not be available from every carrier.


You may want to consider coverage for water damage, even if you don’t live near the water. Homeowners policies do not cover flood losses, which can happen from hurricanes, melting snow and heavy rains.

A young and mature carpenter in gray overalls stand on ladders installing drywall for a home renovation

Protect what matters most

Connect with a local expert who knows how to make sure your financial safety net is what it needs to be. Complete this form and an insurance expert will contact you, or simply call.

Peoples' United Insurance Agency official logo. PUIA is a subsidiary of People's United Bank.


Insurance available through People's United Insurance Agency, a subsidiary of People's United Bank, N.A. Insurance Products are:

• Not Insured by FDIC or any Federal Government Agency
• Not a Deposit of or Guaranteed by a Bank or any Bank Affiliate
• May Lose Value

© 2020 People's United Bank, N.A. | Member FDIC | Equal Housing Lender icon Equal Housing Lender