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SelectLock®

SelectLock lets you lock any or all of your People's United Home Equity Line of Credit balance at a fixed interest rate with a fixed payment.
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Put your home to work

A Home Equity Line of Credit is secured by your home and gives you a revolving credit line to use for a variety of purposes such as debt consolidation, home improvement or education.

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How SelectLock® works

Lock up to three portions of your credit line balance at a fixed rate with SelectLock®. Make fixed principal plus interest payments on those portions while maintaining a variable rate with interest-only payments on the remaining balance.

Diagram example of how you can split your credit line usage and lock up to three portions of your balance at a fixed rate with SelectLock®

On April 2, 2022, People's United Bank, N.A. merged into M&T Bank. It is now part of M&T Bank and its former branches and most services will operate as the People's United division of M&T Bank until we complete the integration of our systems later in 2022. M&T Bank is a Member FDIC, Equal Housing Lender and Equal Opportunity Lender.