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Premier Rewards American Express® Card

Get unlimited rewards that you can use for cash, merchandise, travel and more.

Rewards and lifestyle benefits all in one card

Enjoy both rich rewards and lifestyle benefits, like premium concierge services, luxury hotel amenities and more, all from one card that also includes many purchase protection options.

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Up to 4x points

Earn up to 4x points for every $1 spent on eligible net purchases1.

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No caps or limits

No caps or limits on the number of points you can earn, and you have five years to redeem for rewards2.

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10,000 bonus rewards

10,000 bonus rewards points after you spend $1,000 in the first 3 months3.

Like being rewarded?

Premier Rewards American Express® Card gives you the best combinations of rewards options. No matter which rewards you choose, 100 points is worth $1 in redemption value.

  • Cash Back - Redeem 2,500 points for $25 cash back
  • Travel - Book air travel, hotel stays, rental cars and more
  • Merchandise & Gift Cards - From select brands and retailers

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Earn up to 4x points in popular categories

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Earn 4 points per $1 spent on eligible net restaurant purchases.

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Earn 2 points for every $1 spent on eligible net gas station purchases.

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Earn 3 points per $1 spent on eligible net airline purchases.

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Earn 1 point for every $1 spent on all other eligible net purchases.

The easiest way
to pay on-the-go

Add your People’s United Bank Credit or Debit Card to your preferred digital wallet to make in-store, in-app and online purchases.

Shop safely with every credit card

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Zero liability

Protected with Zero Fraud Liability6, which means you get reimbursed 100% for any unauthorized use of your account.

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24/7 monitoring

Dedicated security teams monitor your account 24/7 to keep your account safe.

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Chip-enabled protection

Cards are embedded with a EMV microchip to add an additional layer of security.


1 - The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).

2 - Premier Rewards Card Points: You will earn 1 Reward Point (“Point”) for each dollar of eligible Net Purchases charged to your Account during each billing cycle. You will also earn 1 additional Point (for a total of 2 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in any of the following merchant category codes: service stations or automated fuel dispensers. You will earn 2 additional Points (for a total of 3 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in the merchant category code of airlines. You will earn 3 additional Points (for a total of 4 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at any merchant classified as a restaurant. Points expire five years from the end of the quarter in which they are earned.

3 - Reward points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution only within seven business days or as a statement credit to your credit card account within one to two billing cycles. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. If you’re approved for a new Premier Rewards American Express Card, one-time bonus points will be awarded after eligible net purchases totaling $1,000 or more are made to your account within three months from account opening. Please allow 6-8 weeks after you have met the spend requirement for your bonus points to be credited to your account.

4 - Elan Financial Services provides Zero Fraud Liability for unauthorized transactions. Cardmember must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.

The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from MasterCard International Incorporated, and American Express. Mastercard is a registered trademark of Mastercard International Incorporated. American Express is a federally registered service mark of American Express. Late payments and going over the credit limit may damage your credit history.

Apple, the Apple logo, iPhone and Passbook are trademarks of Apple, Inc., registered in the U.S. and other countries. Apple Pay, Touch ID and Apple Watch are trademarks of Apple Inc.

Samsung, Samsung Pay, Galaxy S (and other device names) and Samsung Knox are trademarks or registered trademarks of Samsung Electronics Co., Ltd.

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