Find the credit card that works for you

Looking for more cash back based on where you spend? Need to pay down balances on another card? Want flexible rewards that fit your life? We have a card for you.

World Mastercard® Max Cash Preferred Card

Maximize cash back to fit your spending.

  • $150 bonus awarded after you spend $500 within first 90 days of account opening†
  • 5% cash back on two categories you choose – first $2,000 spent each quarter1
  • 2% unlimited cash back on one everyday category of your choice
  • 1%  unlimited cash back on all other eligible purchases

$150 CASH BONUS
Limited-time offer

Mastercard® Platinum Card

Save on interest and pay down balances

  • Extended low intro rate 
  • Transfer balances from higher rate credit card and save on interest
  • Cardmember Service available 24 hours a day/365 days per year

Enjoy 0% intro APR* for 20 billing cycles on purchases and balance transfers

World Mastercard® Real Rewards Card

Earn unlimited rewards you choose how to use - for cash, merchandise, travel and more.

  • 1.5% Cash Back on eligible net purchases2
  • No caps or limits on the number of points you can earn and you have five years to redeem for rewards3
  • 2,500 bonus rewards points awarded after first purchase4
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The choice is yours

Whether you’re looking for a great rate, more cash back for how you spend or flexible rewards, you have options. Choose the card that fits your spending and lifestyle.

Our World Mastercard® Real Rewards Card and Mastercard® Max Cash Preferred Card offer flexible combinations of rewards and cash back options. No matter which card you choose, you choose your rewards.

Shop safely with every credit card

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Zero liability

Protected with Zero Fraud Liability5, which means you get reimbursed 100% for any unauthorized use of your account.

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24/7 monitoring

Dedicated security teams monitor your account 24/7 to keep your account safe.

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Chip-enabled protection

Cards are embedded with a EMV microchip to add an additional layer of security.

The easiest way
to pay on-the-go

Add your People’s United Bank Credit or Debit Card to your preferred digital wallet to make in-store, in-app and online purchases.

Disclosures

Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).

Subject to credit approval.


* - The introductory rate does not apply to cash advances. Balance Transfer fee of 3% of each transfer amount, $5 minimum will apply. We apply your minimum payment to balances with lower APRs first, including promotional APRs. Amounts paid over the minimum payment will be applied in the order of highest to lowest APR balances.

We may change APRs, fees and other Account terms in the future based on your experience with Elan Financial Services and its affiliates as provided under the Cardmember Agreement and applicable law.

† - If you're approved for a new Max Cash Preferred Card, one-time $150 bonus will be awarded for redemption after eligible net purchases totaling $500 or more are made to your account within 90 days from account opening. Please allow 6-8 weeks after you have met the spend requirement for your bonus to be credited to your rewards balance.

1 - Max Cash Preferred Card: Cardmember must initially enroll into categories of their choice, or all net purchases will earn no more than 1% cash back. Categories are subject to change. You will earn 5% cash back on your first $2,000 in combined net purchases each calendar quarter in your two chosen 5% categories and unlimited cash back in your 2% category. All other net purchases earn 1% cash back. Transactions qualify for 5% or 2% cash back based on how merchants classify the transaction. Upon approval, full details will be provided in your Cardmember Agreement. Cash rewards can be redeemed as a deposit to a checking or savings account with this Financial Institution only, which will be deposited within seven business days, or as a statement credit to your credit card account, which will be deposited within one to two billing cycles or as a Rewards Card ($25 minimum redemption). Cash rewards do not expire as long as the account remains active. If there is no reward, purchase, or balance activity on your account for 12 statement cycles, your cash rewards balance will expire.

2 - Real Rewards: You will earn 1.5 Reward Points (“Points”) for each dollar of eligible Net Purchases made with your Account within a billing cycle (equal to 1.5% cash back). Monthly net purchase points will be applied each billing cycle. Points expire five years from the end of the quarter in which they are earned.

3 - The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases.

4 - First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. Please allow 6-8 weeks after you have met the spend requirement for your bonus points to be credited to your account.

5 - Elan Financial Services provides Zero Fraud Liability for unauthorized transactions. Cardmember must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.

The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from MasterCard International Incorporated. Mastercard is a registered trademark of Mastercard International Incorporated. Late payments and going over the credit limit may damage your credit history.

Apple, the Apple logo, iPhone and Passbook are trademarks of Apple, Inc., registered in the U.S. and other countries. Apple Pay, Touch ID and Apple Watch are trademarks of Apple Inc.

Samsung, Samsung Pay, Galaxy S (and other device names) and Samsung Knox are trademarks or registered trademarks of Samsung Electronics Co., Ltd.

Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.

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