Credit Cards

Convenience, security and rewards make our credit cards a great way to pay.

Credit Cards

Convenience, security and rewards make our credit cards a great way to pay.

Find the credit card that is right for you

Whether you need to pay down balances on another card or want cash back rewards, we have a card for you.

Mastercard®
Platinum Card


Enjoy everyday convenience of a credit card while saving on interest.


  • Our best introductory offer

  • Save on interest and pay down your other credit card balances faster over an extended time

World Mastercard ®
Real Rewards Card


Get unlimited rewards that you can use for cash, merchandise, travel and more.


  • 1.5% Cash Back on eligible net purchases2

  • No caps or limits on the number of points you can earn1

  • 2,500 bonus rewards points awarded after first purchase3

Premier Rewards
American Express® Card


Get up to 4x points and while also enjoying superior travel and lifestyle benefits.


  • Earn points for every $1 spent on eligible net purchases4

  • No caps or limits on the number of points you can earn1

  • 10,000 bonus rewards points after you spend $1,000 in the first 3 months5

Like being rewarded?

Our World Mastercard® Real Rewards Card and Premier Rewards American Express® Card give you the best rewards options. No matter which rewards you choose, 100 points is worth $1 in redemption value.

Blue hand holding generic blue and red financial paper currency
Cash back

Redeem 2,500 points for $25 cash back.

Blue airplane with red wings
Travel

Book air travel, hotel stays, rental cars and more.

Blue gift box with red bow on top
Merchandise and gift cards

From select brands and retailers.

Shop safely with every credit card

White shield with white shine mark
Zero liability

Protected with Zero Fraud Liability6, which means you get reimbursed 100% for any unauthorized use of your account.

White debit or credit card with a closed white padlock
24/7 monitoring

Dedicated security teams monitor your account 24/7 to keep your account safe.

White credit or debit card with white security chip
Chip-enabled protection

Cards are embedded with a EMV microchip to add an additional layer of security.

The easiest way to pay on-the-go

Add your People’s United Bank Credit Card to your preferred digital wallet to make in-store, in-app and online purchases.

Disclosures

1 - The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).


2 - Real Rewards: You will earn 1.5 Reward Points (“Points”) for each dollar of eligible Net Purchases made with your Account within a billing cycle (equal to 1.5% cash back). Monthly net purchase points will be applied each billing cycle. Points expire five years from the end of the quarter in which they are earned.

3 - First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. Please allow 6-8 weeks after you have met the spend requirement for your bonus points to be credited to your account.


4 - Premier Rewards Card Points: You will earn 1 Reward Point (“Point”) for each dollar of eligible Net Purchases charged to your Account during each billing cycle. You will also earn 1 additional Point (for a total of 2 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in any of the following merchant category codes: service stations or automated fuel dispensers. You will earn 2 additional Points (for a total of 3 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in the merchant category code of airlines. You will earn 3 additional Points (for a total of 4 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at any merchant classified as a restaurant. Points expire five years from the end of the quarter in which they are earned.

5 - Reward points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution only within seven business days or as a statement credit to your credit card account within one to two billing cycles. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. If you’re approved for a new Premier Rewards American Express Card, one-time bonus points will be awarded after eligible net purchases totaling $1,000 or more are made to your account within three months from account opening. Please allow 6-8 weeks after you have met the spend requirement for your bonus points to be credited to your account.

6 - Elan Financial Services provides Zero Fraud Liability for unauthorized transactions. Cardmember must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.


The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from MasterCard International Incorporated, and American Express. Mastercard is a registered trademark of Mastercard International Incorporated. American Express is a federally registered service mark of American Express. Late payments and going over the credit limit may damage your credit history.

 

Apple, the Apple logo, iPhone and Passbook are trademarks of Apple, Inc., registered in the U.S. and other countries. Apple Pay, Touch ID and Apple Watch are trademarks of Apple Inc.

Samsung, Samsung Pay, Galaxy S (and other device names) and Samsung Knox are trademarks or registered trademarks of Samsung Electronics Co., Ltd. 

Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated. 

© 2019 People's United Bank, N.A. | Member FDIC | Equal Housing Lender