Specialized Industry

Special Programs
Practitioners in specialized industries require custom-designed protection that addresses their particular needs. At People's United Insurance Agency, we excel at providing insurance products that meet the unique requirements of a number of specialized industries.

Over 25 years ago, we formed a Special Programs division to focus solely on coverage for affinity groups. Today, serving hundreds of agents and brokers, People's United Insurance Agency is one of the most experienced Managing General Agents and regional administrators of special programs in New England. In addition, several of our programs are available in all 50 states.
Our specialized overages include:

  • Liquor Liability

    People's United Insurance Agency has been a Liquor Liability Managing General Underwriter for 25 years. Now, through our partnership with an A-rated company, we offer an expanded program that covers all classes of liquor licensees in all 50 states, including coverage up to $1,000,000 each common cause/$1,000,000 aggregate. All classes of risk with a valid liquor liability license are considered, including special events. Risks with adult entertainment are ineligible.

    For a quote, please complete, sign and submit a People's United Insurance Agency liquor liability application (non-binding indications can be provided from competitor’s applications).

    To learn more about coverage or eligibility, please call our Special Programs division at 800-639-7526 or email programs@peoples.com. To obtain a free rate quote, click here. 

    To apply today, click on one of the following two applications:

    People's United Insurance Agency is a member of the Professional Liability Underwriting Society and the National Association of Professional Surplus Lines Offices.

  • Professional Liability for Lawyers

    This Lawyers Professional Liability Program is administered countrywide by Target Insurance Services, but in Maine, New Hampshire and Vermont, it is offered through People's United Insurance Agency. For details about the Program (coverage features, applications, etc.), please visit http://www.target-capital.com/insurance-programs/lawyers-insurance-programs/.

    If you have questions about coverage or eligibility in Connecticut, Massachusetts or New York, please call our Special Programs division at 800-639-7526 or email programs@peoples.com.

  • Professional Liability for Accountants

    PUIA is the exclusive administrator in Vermont, New Hampshire and Maine for the Professional Liability program, underwritten by The Hanover. It is a valuable policy, and one that you will find useful even if you never have a claim. The policy includes:

    • Local representation
    • No 'hammer' clause
    • Subpoena assistance
    • Pre-claim assistance
    • Risk Management benefits & services
    • Expert claims handling
    • Defendant's reimbursement
    • Regulatory inquiry coverage
    • Network risk and privacy event coverage

    Coverage Highlights

    • $10,000 First Dollar Defense
    • $50,000 sublimit Employment Practices Insurance
    • $50,000 sublimit Crisis Event Insurance
    • Return of Fees Endorsement
    • Additional Payment Options with No Financial Charges

    The Hanover
    As an "A" rated carrier and financial leader since 1852, The Hanover has developed a dedicated team of Underwriters, Risk Managers and Claims Specialists composed of highly knowledgeable professionals who have been underwriting and servicing accountant firms for more than 20 years. They understand the industry and challenges you are facing in today's rough economic conditions, and are dedicated to helping you manage your risks and meet your insurance needs.

    To learn more, please call our Special Programs division at 800-639-7526 or email programs@peoples.com.

  • Complete liability packages for orthotic and prosthetic practitioners and manufacturers

    Customized Solution for Orthotic & Prosthetic Professionals

    Your clients demand a custom solution when they come to you for an orthotic or prosthetic device. And just like your clients, your business demands an insurance solution custom-tailored to your industry’s unique risks — complete coverage that will protect all facets of your business.

    That’s why People's United Insurance Agency has teamed up with The Hanover, a proven and stable performer for over 160 years, to develop a comprehensive insurance program designed by our highly specialized experts specifically for firms that fabricate, sell and fit orthotic and prosthetic devices.

    Hanover Orthotics Advantage

    Our powerful solution provides end-to-end coverage to meet all your needs under one roof. We understand the unique exposures associated with orthotic and prosthetic providers. Working closely with Hanover’s experienced underwriters and risk management professionals, we can design customized coverage and value-added services that offer best-in-class protection.

    Core Coverage

    • General Liability (including Products/Completed Operations), Professional Liability, Auto, Property, Inland Marine and Umbrella coverage

    Specialized Coverage

    • Professional Liability is available on either Occurrence or Claims Made coverage forms with option for separate limits of insurance
    • Physical and Sexual Abuse Coverage
    • Independent Medical and Non-Medical Contractors Coverage
    • Medical Director’s Coverage
    • Administrative Defense Coverage endorsement covers expenses related to any federal, state, local or other third-party investigations (i.e., Medicare/Medicaid, HIPAA)
    • Data Breach Coverage

    To learn more, please call our Special Programs division at 800-639-7526 or email programs@peoples.com.

    Orthotic & Prosthetic Applications:

  • Special insurance programs for associations and other groups

People's United Insurance Agency is a member of the Professional Liability Underwriting Society and the National Association of Professional Surplus Lines Offices.

To learn more about how People's United Insurance Agency can help your specialized business needs please call us at 800-639-7526 or email programs@peoples.com.

Related Information


Disclaimer


Insurance available through People's United Insurance Agency, a subsidiary of People's United Bank, N.A. Insurance Products are:

  • NOT A DEPOSIT
  • NOT FDIC-INSURED
  • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
  • NOT GUARANTEED BY THE BANK OR AFFILIATES
  • MAY LOSE VALUE

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