When Will Benefits Begin?

Long-term care benefits begin when a doctor certifies that you are unable to perform two or more of the "Activities of Daily Living" without continual assistance. These activities include:

  • Ambulating — walking or managing a walker or wheel chair
  • Bathing
  • Continence
  • Transferring — getting in and out of bed
  • Dressing
  • Eating
  • Using the toilet

Failure to perform any two or more of the listed activities triggers the benefit payment. Benefits are also triggered for policyholders suffering from Alzheimer's disease or senile dementia.

For help in deciding what type of insurance best meets your goals and objectives talk to one of our Financial Advisors. Call us today at (800)392-3009 to schedule an appointment or visit a People's United branch and ask to see one of our life insurance licensed employees.

Related Information

  • Meet with an Advisor
    Call us at 800-392-3009


Investment and Insurance Products:

  • Not Insured by FDIC or any Federal Government Agency
  • Not a Deposit of or Guaranteed by a Bank or any Bank Affiliate
  • May Lose Value

Investment and insurance products are offered through People’s Securities, Inc., a Broker/Dealer, member of FINRA and SIPC, an insurance agency and a registered investment advisor. People’s Securities, Inc. is a subsidiary of People’s United Bank, N.A. Investment products may involve risk, including possible loss of principal.

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