Overdraft Protection Services

Personal Credit Line
The People's United Bank Personal Credit Line is a convenient line of credit that protects you when your checking account balance drops below zero. You'll enjoy peace of mind knowing your checking account is covered up to your available limit. Plus, you'll avoid overdraft fees for returned checks or insufficient funds. Interest is charged only when you use your line of credit,

To apply for a People’s United Bank Personal Credit Line you must:

  • Be a current People’s United Bank Customer with a personal checking account
  • Request a minimum of $500 up to a maximum of $5,000 line of credit
  • Apply with the other account holders of your checking account, if any

Benefits/Features of People’s United Bank Personal Credit Line:

  • Borrow what you need. Limits ranging from $500 to $5,000
  • Fixed rate
  • Allows flexibility with your checkbook

Overdraft Protection Sweep
People’s United Bank offers an Overdraft Protection Sweep1.This service links your checking account to a People’s United savings account that you own and will automatically transfer money to your checking account at the end of each business day to cover your total overdraft amount for a low fee of $10.00 per transfer.

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