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Retirement

Small Business Retirement Planning

When it comes to retirement planning for your small business People's Financial Advisors has solutions to meet your unique needs. The number of choices can be overwhelming, but we'll help you find the right plan for your business and your employees.

Compare Plans
This fact sheet will compare the features of SEP IRAs, SIMPLE IRAs, Individual 401(k) Plans, and Small Business 401(k) Plans. Here you'll find a comparison of the key benefits, eligibility, annual contributions, contributor's options, and much much more. View The Fact Sheet Now.

Get Advice
There are many small business retirement plans to choose from. Our Financial Advisors can guide you and help you determine which plan will best meet your needs and the needs of your employees. Call 1-800-392-3009 to schedule an appointment with a Financial Advisor today! Find An Advisor Near You.

SEP IRAs
Simplified Employee Pension Plan (SEP) provides an employer with a simplified way to make contributions toward an employee's retirement income. Choosing the retirement plan for your business is one of the most important business decisions you make.Learn More

SIMPLE IRAs
The Savings Incentive Match Plan for Employees (SIMPLE) is a unique way for small businesses to provide a retirement plan for employees. This plan is primarily employee-funded, with generally a 3% (of compensation) employer matching contribution requirement. Learn more

Individual 401(k)
Individual 401(k) plans offer owner-only or owner and spouse only operated small businesses a flexible way to invest for retirement. Individual 401(k) plans often allow business owners to make larger contributions than other popular retirement plans. Learn More.

Small Business 401(k)
You may think a 401(k) is only for larger businesses, but you may find that this option is less complex and more affordable than you thought. There are actually several versions you might consider. Let us help guide you through your retirement plan choices. Learn More.

403(b) Plans
Employees who work for tax-exempt organizations, such as teachers, have an opportunity to invest for retirement through a 403(b) plan. A 403(b) retirement savings plan offers significant advantages not found with other investments. Learn More.

Personal Planning
How close are you to reaching your retirement goals? Are you on track with a sound retirement plan? Come in for a free, no-obligation retirement plan review. Simply call People's Financial Advisors today at 1-800-392-3009 to schedule an appointment with one of our experienced Financial Advisors.

Investment & Insurance Products:
Not Insured by FDIC or any Federal Government Agency
Not a Deposit of or Guaranteed by a Bank or any Bank AffiliateMay Lose Value

Investments & Insurance are available through People's Securities, Inc. (member FINRA and SIPC), a subsidiary of People's United Bank.

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