Margin Trading

More purchasing power... lower investment costs.
For investors looking for that extra edge in today's market, margin trading represents an opportunity to get the most value from your available resources. So it only makes sense to place your margin account with a firm that's going to give you the most for your money.

People's Securities Low Margin Rates

Margin Loan Amount	Percentage Points Added to Base Rate*	Current Margin Rate
$0 - $9,999	2.25	7.00%
$10,000-$24,999	2.00	6.75%
$25,000-$49,999	1.75	6.50%
$50,000-$99,999	1.25	6.00%
$100,000-$249,999	1.00	5.75%
$250,000-$999,999	-0.25	4.50%
$1,000,000+	-0.75	4.00%

*People's Securities at its discretion will determine a Base Rate of interest upon which it will figure the rate of interest to charge its margin account customers. This Base Rate will be determined by referencing the prevailing "broker call money", "broker call loan", or "call money", rate as appearing in financial publications. The Base Rate will not necessarily equal this rate. The interest rate for each monthly billing cycle will be set based on the average of your daily debit balances during the billing cycle.

Tap the power of your portfolio today by using your brokerage account to secure a loan. At People's Securities, you have access to funds at lower-than-standard interest rates. There is no lengthy approval process and no established repayment term. To open a new People's Securities account with margin trading simply complete the New Margin Account Application and review the agreements. Or you can add margin trading to your existing People's Securities Account by completing the Supplemental Application for Margin Trading Privileges. Please note you'll need sufficient marginable securities in your account.

Please contact us at 1-800-392-3009 for more details.

Click Here to view a complete Commission & Fee Schedule.

Note: Margin Rates as of 05/07/08. Subject to change without notice.

Investments & Insurance are available through People's Securities, Inc. (member FINRA and SIPC), a subsidiary of People's United Bank.