When Will Benefits Begin?

Long-term care benefits begin when a doctor certifies that you are functionally impaired. This means that you are unable to perform two or more of the Activities of Daily Living without continual assistance. These activities include:

• Ambulating - Walking or managing a walker or wheel chair
• Bathing
• Continence
• Transferring - Getting in and out of bed
• Dressing
• Eating
• Toileting

The failure to perform any two or more of the listed activities triggers the benefit payment. Functional impairment also includes Alzheimer's Disease and Senility Dementia.

Advice Focused On You
For help in deciding what type of insurance best meets your goals and objectives please call us at 1-800-392-3009 to schedule an appointment with a Financial Advisor today. Or visit us at any of our branches.

People's Financial Advisors is a division of People's Securities, Inc. Investments & Insurance are available through People's Securities, Inc. (member FINRA and SIPC), a subsidiary of People's United Bank.