Today's Rates

Rates As of January 06, 2009

Mortgage	Interest Rate	Points	APR	Loan Limit
Fixed Rate
30 Yr	5.250%	0.000%	5.345%	$417,000
15 Yr	4.625%	0.000%	4.781%	$417,000
Jumbo Fixed Rate
30 Yr	5.625%	0.000%	5.662%	$750,000
15 Yr	5.250%	0.000%	5.310%	$750,000
Jumbo Adjustable Rates
5/1 *	5.000%	0.000%	4.638%	$1,500,000
5/1 Interest Only*	5.250%	0.000%	4.721%	$1,500,000
10/1	5.625%	0.000%	5.216%	$1,500,000
10/1 Interest Only	5.875%	0.000%	5.338%	$1,500,000

• Legal Disclosures

Mortgage programs sampled here are for owner-occupied properties located in Connecticut.

For New York and Massachusetts rates and other programs and terms call us at 1-800-772-1090 or talk with a Sales Expert.

Based on loan specifics, your rate may have points due to required adjustments.

*This rate requires automatic payments from a People's United Bank checking account for the life of the loan.

The mortgage programs sampled here are for owner-occupied properties located in Connecticut. For further information on other programs, please contact us at 1-800-772-1090. A 30-year $100,000 fixed rate loan with an interest rate of 5.250% and 0.000% points will have an Annual Percentage Rate (APR) of 5.345%. The loan is repayable in 360 monthly payments of principal and interest of $552.20. The above rates, assume a 20% down payment, lower down payment programs are also available.

Rates are effective on January 06, 2009 and are subject to change at any time. The ARM and Fixed rates are for a 60 day lock-in period. Loan amounts higher than those listed are also available. Call for details.