Your home and its contents are probably the largest and most important investment you'll ever make. Homeowners, condominium and renter's insurance are the most reliable ways to protect that investment. Additional discounts may be available for new construction,
smoke-free homes, security systems, multiple policies and more.
Homeowners Insurance and Condominium Insurance provide you with two types of coverage: Property and Liability coverage. They offer a complete and cost-effective way to insure the structure of your home and your personal property.
We can guide you through some important decisions you will need to make when insuring your home or condominium, and answer questions such as: Which types of coverage will I need? and If I already have medical coverage, will I need additional medical protection? Your policy may include:
- Personal Liability Coverage
- Bodily Injury to Others
- Medical Payments
- Property Coverage for Dwellings
- Property Damage to Other Structures
- Personal Property
- Additions and Alterations
- Additional Living Expense/Loss of Use
- Loss Assessment Coverage
- Credit Card and Check Forgery
Your landlord's policy covers the building and the landlord's possessions, but what about protecting your property? To protect your own personal property, a renter's insurance policy is important. In one low-cost package, you can protect all the belongings that are essential to your everyday life. Learn more.
You don't need to live near the ocean, a river or another large body of water to be at risk for flood damage to your home. Hurricanes, melting snow and heavy rains can also cause flooding. Since homeowners policies do not cover flood losses, you should be covered by a separate flood policy. Remember: Flood insurance is affordable;flood damage is not.
If you are running a business from your home, you have unique insurance exposures. The extent of protection offered under the standard homeowners or renters policy is extremely limited, with loss or damage coverage to business property either very restricted or excluded. An in-home business policy can help you safe-guard against theft or loss of, or damage to, business equipment, as well as liability.
For more information call toll-free 1-888-972-4963 and press #2.
